JR Options Asset Finance — www.jroptionsassetfinance.co.uk Appointed Representative of Commercial and Asset Finance Ltd  •  Principal FRN 729014
Flexible business finance for UK SMEs

Finance that keeps your business moving.

From vehicles, machinery and equipment to working capital and refinancing, we help businesses find the right funding solution without the runaround.

UK Wide Coverage Vast Panel of Lenders Market Leading Rates Market Leading Finance Options Fast, Straightforward Service

Tell us what you need to fund

Send a few details and we’ll come back to you to discuss the options.

By submitting your details you agree to be contacted about your enquiry. Commercial & Asset Finance Ltd is a credit broker and not a lender.

Finance solutions

Funding built around what your business needs next.

Whether you are purchasing your next asset, releasing cash from equipment you already own or need extra working capital, we’ll help you explore suitable funding options.

A

Asset & Vehicle Finance

Fund vans, HGVs, coaches, plant, machinery, manufacturing equipment, solar panels, battery storage, EV charging equipment and other business assets — new or used — with funding options including Hire Purchase and Finance Lease.

Discuss asset & vehicle finance →
R

Asset Refinance

Release capital tied up in assets your business already owns and put that cash back to work.

Explore refinance →
£

Business Loans

Unsecured funding for working capital, expansion, stock, recruitment or other business needs.

Discuss a business loan →
T

VAT & Tax Funding

Spread eligible VAT or corporation tax liabilities to help protect day-to-day business cash flow.

Discuss tax funding →
I

Invoice Finance

Unlock cash from unpaid invoices to reduce the strain of waiting for customers to pay.

Discuss invoice finance →
Why work with us

Commercial finance without the jargon.

We work with businesses to understand the full picture before approaching suitable funders. The aim is simple: make the process clearer, quicker and easier to navigate.

Vast panel of lenders & market leading ratesWe have access to a vast panel of lenders, allowing us to compare available finance options and secure highly competitive, market-leading rates based on your individual business circumstances.
Real SME experiencePractical understanding of asset purchases, fleet growth, cash flow pressure and business expansion.
Support from enquiry to payoutWe help keep the application moving and liaise with clients, suppliers and funders throughout.
Clear, straightforward communicationNo unnecessary jargon. Just a practical conversation about what the business is trying to achieve.
Speak to Jack →
Industries we support

Finance for the assets that keep Britain working.

We support businesses across a broad range of sectors, including operators with specialist or high-value assets.

🚛 Haulage & Logistics
🚌 Coach & Bus
🚐 Vans & Trades
🏗 Plant & Construction
⚙️ Manufacturing Equipment
🌱 Green Energy
🌾 Agriculture
🏨 Leisure & Hospitality
🧰 Equipment & Machinery
How it works

A simple route from requirement to funding.

01

Tell us what you need

Give us the asset, funding amount and a little background on your business.

02

We assess the options

We review the requirement and identify potentially suitable finance routes and funders.

03

Move toward payout

Once an option is agreed, we help progress the paperwork and coordinate the transaction.

Have a deal you want priced?

Whether it’s one van, a fleet, a coach, an HGV, plant, machinery or a wider working-capital requirement, send it over and let’s see what options are available.